DJ PLI (DJ Public Liability Insurance)

DJ PLI (Public Liability Insurance) covers you for accidental injury or damage caused to third parties or property as a result of carrying out your occupation as a mobile disc jockey.

PLI covers accidental injury to third parties or damage to other property whilst executing your duties as a mobile DJ.

Always carry a copy of your DJ PLI Public Liability Insurance certificate with you when working as you never know when someone may ask for it. In addition, include a DJ PLI Validator button on your website. If a client or venue clicks on the button they can immediately see that you have current DJ PLI.

We provide £10m DJ PLI cover, underwritten by Convex Insurance UK Ltd as one of the many benefits of AMPdj membership. As the full membership is only £49.99 for a whole year then 'Yes', DJ PLI is cheap!

There isn't one! We have teenagers as members and DJs into their 60s

It covers your legal liability to pay compensation in respect of accidental bodily injury or accidental damage to Third Party Persons or Property. Guests or venue staff could make a claim against you if they incur an accidental injury. A venue could make a claim against you if you have caused any damage to their property.

For your own peace of mind, it is important that your DJ is covered for all eventualities. If one of your guests should injure themselves on the disco equipment, and the DJ doesn't have cover, they could claim directly off you. Likewise, if your DJ damages any of the fixtures or fittings at your venue, you could be held responsible, as the hirer, if your DJ isn't covered.

Many venues insist on seeing evidence that your DJ has PLI. Check the small print on your venue hire terms and conditions form - chances are it's in there.

Some venues insist on a minimum amount, which is increasing year on year. Venues under council control, many listed buildings, large hotels and country houses often require the maximum, which is £10 million insurance cover.

You may find that this is more expensive than one year!! If you do more than one disco a year then it's also worth having an annual policy. Any short term insurance is usually more expensive, besides there's an equal chance of a claim at all events, not just those where you are asked for evidence of your DJ PLI cover.

Increasingly venues now insist on seeing evidence of your DJ PLI before allowing you to enter the building and set up.

It gives potential clients confidence in you and promotes you as a professional, taking your mobile disco business seriously. It also gives peace of mind, not only to you, but also the venue and your potential clients.

It won't help you to be a better DJ but having DJ PLI (DJ Public Liability Insurance) may also help you to gain access to venues you might not otherwise be permitted to perform in without it, so in this regard it will help your DJ business.

This is very unusual and may also be expensive - far easier (& cheaper) to book a DJ/Disco who already has the necessary amount of PLI cover to satisfy the requirements of the venue.

No - if you don't have  DJ PLI you won't be breaking the law however in today's society of 'No Win - No Fee' companies it's now easier than ever for someone to claim off you. If you accidentally injure someone or damage property whilst working as a mobile DJ then having PLI could save you £1,000s (even millions of pounds) in any claim for damages.

It's not just the injury compensation either. Legal fees can be much much more than the original claim.

The cover is worldwide in respect of any business undertaken at or from premises within Great Britain, Northern Ireland, the Channel Islands or the Isle of Man